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	<title>Pennica Financial Group</title>
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	<link>http://www.pennicafinancial.com</link>
	<description>Wealth Strategies for a Changing World</description>
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		<title>The CSBJ Best-of-Web Colorado Springs Business Awards</title>
		<link>http://www.pennicafinancial.com/2013/05/492/</link>
		<comments>http://www.pennicafinancial.com/2013/05/492/#comments</comments>
		<pubDate>Thu, 09 May 2013 19:35:10 +0000</pubDate>
		<dc:creator>JazzSocialMedia</dc:creator>
				<category><![CDATA[Events]]></category>
		<category><![CDATA[Aurora Financial Advisors]]></category>
		<category><![CDATA[Colorado Springs Financial Advisors]]></category>
		<category><![CDATA[Denver Financial Advisors]]></category>
		<category><![CDATA[Michael Pennica]]></category>
		<category><![CDATA[Pennica Financial Group]]></category>
		<category><![CDATA[Pueblo Financial Advisors]]></category>
		<category><![CDATA[The CSBJ Best-of-web in Colorado Springs Business Awards]]></category>

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		<description><![CDATA[Vote for Pennica Financial Group on CSBJ&#8217;s Best-of-Web 2013 in Colorado Springs Business. We appreciate your vote! Suggested categories:  Best Place to Grow Your Nest Egg Best Networker in Town Best Do-Gooder Best Business with Social Media (Cramer&#8217;s Corner) To vote, follow these steps: Go to the CS Business Journal website Click on Best of Business for <a href='http://www.pennicafinancial.com/2013/05/492/' class='excerpt-more'>[...]</a>]]></description>
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		<title>Life Insurance&#8211;the Terminal Illness Clause</title>
		<link>http://www.pennicafinancial.com/2013/04/life-insurance-the-terminal-illness-clause/</link>
		<comments>http://www.pennicafinancial.com/2013/04/life-insurance-the-terminal-illness-clause/#comments</comments>
		<pubDate>Thu, 18 Apr 2013 19:00:54 +0000</pubDate>
		<dc:creator>JazzSocialMedia</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[Pros-on-call]]></category>
		<category><![CDATA[Radio Shows]]></category>
		<category><![CDATA[Aurora Financial Advisors]]></category>
		<category><![CDATA[Colorado Springs Financial Advisors]]></category>
		<category><![CDATA[Cramer's Corner]]></category>
		<category><![CDATA[Denver Financial Advisors]]></category>
		<category><![CDATA[LIfe Insurance]]></category>
		<category><![CDATA[Michael Pennica]]></category>
		<category><![CDATA[Paul Shideler]]></category>
		<category><![CDATA[Pennica Financial Group]]></category>
		<category><![CDATA[Pueblo Financial Advisors]]></category>
		<category><![CDATA[Terminal Illness Clause]]></category>

		<guid isPermaLink="false">http://www.pennicafinancial.com/?p=477</guid>
		<description><![CDATA[Join Michael and Paul on Pros-on-Call, where they discuss the terminal illness clause in life insurance. This clause can help you and your family meet those high health cost bills if you are diagnosed with a terminal illness. If you&#8217;d like more information about this important program, call Michael Pennica at: (719) 572-0447. He&#8217;s ready <a href='http://www.pennicafinancial.com/2013/04/life-insurance-the-terminal-illness-clause/' class='excerpt-more'>[...]</a>]]></description>
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		<title>US News Money: How Working in Retirement Affects Your Social Security Benefit</title>
		<link>http://www.pennicafinancial.com/2013/04/us-news-money-how-working-in-retirement-affects-your-social-security-benefit/</link>
		<comments>http://www.pennicafinancial.com/2013/04/us-news-money-how-working-in-retirement-affects-your-social-security-benefit/#comments</comments>
		<pubDate>Thu, 18 Apr 2013 14:01:55 +0000</pubDate>
		<dc:creator>JazzSocialMedia</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Aurora Financial Advisors]]></category>
		<category><![CDATA[Colorado Springs Financial Advisors]]></category>
		<category><![CDATA[Cramer's Corner]]></category>
		<category><![CDATA[Denver Financial Advisors]]></category>
		<category><![CDATA[Pennica Financial Group]]></category>
		<category><![CDATA[Pueblo Financial Advisors]]></category>
		<category><![CDATA[Social Security]]></category>

		<guid isPermaLink="false">http://www.pennicafinancial.com/?p=464</guid>
		<description><![CDATA[A US News Money article on Monday reported that if you work in retirement, your Social Security benefits could be withheld, but not permanently. If you work and claim Social Security benefits at the same time, part or all of your payments could be temporarily withheld&#8230;If some or all of your Social Security payments are <a href='http://www.pennicafinancial.com/2013/04/us-news-money-how-working-in-retirement-affects-your-social-security-benefit/' class='excerpt-more'>[...]</a>]]></description>
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		<title>Does Superman Need Life Insurance?</title>
		<link>http://www.pennicafinancial.com/2013/04/does-superman-need-life-insurance/</link>
		<comments>http://www.pennicafinancial.com/2013/04/does-superman-need-life-insurance/#comments</comments>
		<pubDate>Fri, 05 Apr 2013 19:27:58 +0000</pubDate>
		<dc:creator>JazzSocialMedia</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Pros-on-call]]></category>
		<category><![CDATA[Radio Shows]]></category>
		<category><![CDATA[Aurora Financial Advisors]]></category>
		<category><![CDATA[Colorado Springs Financial Advisors]]></category>
		<category><![CDATA[Denver Financial Advisors]]></category>
		<category><![CDATA[Michael Pennica]]></category>
		<category><![CDATA[Paul Shideler]]></category>
		<category><![CDATA[Pennica Financial Group]]></category>
		<category><![CDATA[Pros on Call]]></category>
		<category><![CDATA[Pueblo Financial Advisors]]></category>
		<category><![CDATA[Term Life Insurance]]></category>
		<category><![CDATA[Whole life Insurance]]></category>

		<guid isPermaLink="false">http://www.pennicafinancial.com/?p=441</guid>
		<description><![CDATA[Who needs life insurance? Join this lively discussion about who needs life insurance with Michael Pennica and Paul Shideler. And when you&#8217;re ready, call Michael at: (719) 572-0447. Don&#8217;t leave your family unprotected!]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Faith in Advisers Soared After Financial Crisis</title>
		<link>http://www.pennicafinancial.com/2013/04/faith-in-advisers-soared-after-financial-crisis/</link>
		<comments>http://www.pennicafinancial.com/2013/04/faith-in-advisers-soared-after-financial-crisis/#comments</comments>
		<pubDate>Fri, 05 Apr 2013 03:02:41 +0000</pubDate>
		<dc:creator>JD</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Financial Advisors]]></category>
		<category><![CDATA[Investment]]></category>
		<category><![CDATA[Investment News]]></category>
		<category><![CDATA[Michael Pennica]]></category>
		<category><![CDATA[Pennica Financial Group]]></category>
		<category><![CDATA[Colorado Springs Financial Advisors]]></category>
		<category><![CDATA[Colorado Springs Financial Services]]></category>
		<category><![CDATA[Colorado Springs Retirement Planning]]></category>

		<guid isPermaLink="false">http://www.pennicafinancial.com/?p=436</guid>
		<description><![CDATA[&#8216;Bull market&#8217; for advice as investors seek help recovering Published by InvestmentNews &#124; April 3, 2013 &#124; by Jason Kephart The financial crisis may have wreaked havoc on people&#8217;s portfolios, but it strengthened their relationship with advisers. Financial advisers are more trusted by investors today than banks, insurance companies, investment firms and the government, according to an online survey <a href='http://www.pennicafinancial.com/2013/04/faith-in-advisers-soared-after-financial-crisis/' class='excerpt-more'>[...]</a>]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Client Seminar: What is a Pet Trust?</title>
		<link>http://www.pennicafinancial.com/2013/03/client-seminar-what-is-a-pet-trust/</link>
		<comments>http://www.pennicafinancial.com/2013/03/client-seminar-what-is-a-pet-trust/#comments</comments>
		<pubDate>Fri, 29 Mar 2013 19:23:43 +0000</pubDate>
		<dc:creator>JazzSocialMedia</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Client Seminar]]></category>
		<category><![CDATA[PFG Events]]></category>
		<category><![CDATA[Colorado Springs Financial Advisors]]></category>
		<category><![CDATA[Colorado Springs Financial Services]]></category>
		<category><![CDATA[Colorado Springs Retirement Planning]]></category>
		<category><![CDATA[Investment]]></category>
		<category><![CDATA[Michael Pennica]]></category>
		<category><![CDATA[Pennica Financial Group]]></category>
		<category><![CDATA[Pet Trust]]></category>
		<category><![CDATA[Pikes Peak Humane Society]]></category>
		<category><![CDATA[Retirement]]></category>

		<guid isPermaLink="false">http://www.pennicafinancial.com/?p=416</guid>
		<description><![CDATA[Client Seminar Topic: What is a Pet Trust? Date: May 7, 2013, 5:30 PM Location: Hosted by PFG at the Pikes Peak Humane Society Complementary Food and Beverages Please RSVP Note: This event is for current clients and their guests (no brokers, insurance agents, or advisors).]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Client Seminar: Understanding Your Company Retirement Plan</title>
		<link>http://www.pennicafinancial.com/2013/03/understanding-your-company-retirement-plan/</link>
		<comments>http://www.pennicafinancial.com/2013/03/understanding-your-company-retirement-plan/#comments</comments>
		<pubDate>Fri, 29 Mar 2013 19:15:35 +0000</pubDate>
		<dc:creator>JazzSocialMedia</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Client Seminar]]></category>
		<category><![CDATA[PFG Events]]></category>
		<category><![CDATA[Colorado Springs Financial Advisors]]></category>
		<category><![CDATA[Colorado Springs Financial Services]]></category>
		<category><![CDATA[Colorado Springs Retirement Planning]]></category>
		<category><![CDATA[Investment]]></category>
		<category><![CDATA[Michael Pennica]]></category>
		<category><![CDATA[Pennica Financial Group]]></category>
		<category><![CDATA[Retirement]]></category>

		<guid isPermaLink="false">http://www.pennicafinancial.com/?p=410</guid>
		<description><![CDATA[Client Seminar Topic: Understanding Your Company Retirement Plan Date: April 30, 2013, 6:00 PM Location: CMR Complementary Food and Beverages Note: This event is for current clients and their guests (no brokers, insurance agents, or advisors).]]></description>
		<wfw:commentRss>http://www.pennicafinancial.com/2013/03/understanding-your-company-retirement-plan/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>IRAs and the IRS</title>
		<link>http://www.pennicafinancial.com/2013/03/iras-and-the-irs/</link>
		<comments>http://www.pennicafinancial.com/2013/03/iras-and-the-irs/#comments</comments>
		<pubDate>Fri, 22 Mar 2013 01:11:16 +0000</pubDate>
		<dc:creator>JD</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[KFEZ 101.3 FM]]></category>
		<category><![CDATA[Media Appearances]]></category>
		<category><![CDATA[Michael Pennica]]></category>
		<category><![CDATA[Pennica Financial Group]]></category>
		<category><![CDATA[Pros-on-call]]></category>
		<category><![CDATA[Radio Shows]]></category>
		<category><![CDATA[401(k)]]></category>
		<category><![CDATA[Colorado Springs Financial Services]]></category>
		<category><![CDATA[Colorado Springs Retirement Planning]]></category>
		<category><![CDATA[Investment]]></category>
		<category><![CDATA[Retirement]]></category>

		<guid isPermaLink="false">http://www.pennicafinancial.com/?p=397</guid>
		<description><![CDATA[Listen to Michael Pennica and Pros-on-Call talk about IRAs and the IRS. &#160;]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Revealed: The 5 Biggest Barriers to Retirement Planning</title>
		<link>http://www.pennicafinancial.com/2013/03/revealed-the-5-biggest-barriers-to-retirement-planning/</link>
		<comments>http://www.pennicafinancial.com/2013/03/revealed-the-5-biggest-barriers-to-retirement-planning/#comments</comments>
		<pubDate>Mon, 18 Mar 2013 23:18:33 +0000</pubDate>
		<dc:creator>JD</dc:creator>
				<category><![CDATA[401(k)]]></category>
		<category><![CDATA[Blog]]></category>
		<category><![CDATA[Investment]]></category>
		<category><![CDATA[Michael Pennica]]></category>
		<category><![CDATA[Pennica Financial Group]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Colorado Springs Financial Services]]></category>
		<category><![CDATA[Colorado Springs Retirement Planning]]></category>

		<guid isPermaLink="false">http://www.pennicafinancial.com/?p=380</guid>
		<description><![CDATA[BY SAM J. FRIEDMAN, VAL SRINIVAS MARCH 7, 2013 • REPRINTS lifehealthpro.com  The fact that so many Americans are not adequately preparing for retirement has been widely documented. However, in considering potential solutions to meet this challenge, the role of life insurers, annuity companies and other financial institutions, along with their intermediaries, is often overlooked. The financial services <a href='http://www.pennicafinancial.com/2013/03/revealed-the-5-biggest-barriers-to-retirement-planning/' class='excerpt-more'>[...]</a>]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>FA: Retirement Planning Should Include Immediate Needs</title>
		<link>http://www.pennicafinancial.com/2013/03/fa-retirement-planning-should-include-immediate-needs/</link>
		<comments>http://www.pennicafinancial.com/2013/03/fa-retirement-planning-should-include-immediate-needs/#comments</comments>
		<pubDate>Thu, 07 Mar 2013 16:16:07 +0000</pubDate>
		<dc:creator>JazzSocialMedia</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[FA-Mag]]></category>
		<category><![CDATA[Investment]]></category>
		<category><![CDATA[Michael Pennica]]></category>
		<category><![CDATA[Pennica Financial Group]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Colorado Springs Financial Services]]></category>
		<category><![CDATA[Colorado Springs Retirement Planning]]></category>

		<guid isPermaLink="false">http://www.pennicafinancial.com/?p=275</guid>
		<description><![CDATA[Published in FA-mag.com &#124; March 1, 2013 &#124; Written by Karen Demasters Retirement planning should be included in a more holistic approach to finances in order to make a dent in the large number of people who do not have any retirement plans, says a new report by the Deloitte Center for Financial Services. The <a href='http://www.pennicafinancial.com/2013/03/fa-retirement-planning-should-include-immediate-needs/' class='excerpt-more'>[...]</a>]]></description>
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